by John Skiba, Esq. | Jul 19, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
On July 8, 2015 the Consumer Financial Protection Bureau (CFPB) and 47 states took action against Chase Bank for illegal debt collection activities involving the sale of delinquent accounts to third-party junk debt buyers. After a thorough investigation the CFPB...
by John Skiba, Esq. | Apr 22, 2015 | Debt Collection Lawsuits, Newsletter, Podcasts
Recently I watched the documentary “Inside Job” that discusses the build up and collapse of the financial system in 2008. It reminded me a lot of the debt collection system and how it tends to chew up consumers who aren’t aware of the rules of the...
by John Skiba, Esq. | Apr 16, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
Like pesky mosquitos, I am seeing more and more debt collection lawsuits that are being filed by junk debt buyers where the total amount being sought is less than $1,000. And while a thousand bucks is a thousand bucks, in the realm of civil lawsuits it is an...
by John Skiba, Esq. | Apr 14, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, Podcasts
For those who have fallen behind on their bills it is not surprise that their creditors begin calling to ask when they can expect payment. What does come as a shock is the despicable tactics many debt collector will use to try and separate you from your money. On...
by John Skiba, Esq. | Apr 8, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Over the last twelve years I have met with thousands of families who needed to file bankruptcy to deal with their serious debt problems. And for many bankruptcy is truly a needed tool in dealing with troubled finances. But what about after the bankruptcy is over? Do...
by John Skiba, Esq. | Apr 7, 2015 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Credit cards. Can’t live with them, can’t live without them. Or can you? Without question the number one debt problem for most of my bankruptcy clients is credit card debt – a lot of credit card debt. On a regular basis I help clients who are facing...
