How to Avoid a Process ServerYou hear a knock at the door. You answer only to find yourself face to face with a process server and the unpleasant reality that you are being served with a lawsuit.

Every year hundreds of thousands of collection lawsuits are filed in courts around the country. In the past there was a presumption by many that if a person was sued they must have owed the debt. With the dramatic rise in lawsuits by debt buyers in recent years this presumption no longer holds true.

If you have been sued by a debt buyer then your first response was likely – “I’m being sued by who???”. The reason you don’t recognize the name of the company who is suing you is because you never bought anything from this company, you never agreed to pay this company, you likely have had no interaction with the company whatsoever.

Debt buying companies do just that – they buy old debts, typically from credit card companies – and then sue people in hopes of getting a judgment and then garnish wages and bank accounts. If you are being harassed by debt buying companies, consider hiring us as your Mesa debt collection lawsuits attorneys.

You Can Defeat the Junk Debt Buyer – But You Must Act!

Surprisingly, after getting over the initial shock of getting sued most people do nothing. This is why nearly 98% of lawsuits by debt buyers result in a default judgment. Once the debt buyer has a judgment they can garnish your wages or take money out of your bank account. Once the debt buyer has a judgment it can be very difficult to have a court set it aside.

If you act early on in the lawsuit you can preserve your legal defenses and in many cases there is a good chance you can defeat the debt buyer. Many times the debt buyer does not have sufficient evidence to back up their allegation that you owe them money or that they have the right to sue you. However, if you don’t act, if you do nothing, then the court will give the debt buyer everything they are asking for, resulting in a judgment against you.

If you have been sued with a collection lawsuit, you need to act. You need to meet with an attorney to evaluate what defenses you may have and how best to deal with this debt issue.

Have You Been Sued by a Junk Debt Buyer?

We can help. At the Arizona Consumer Law Group we battle with junk debt buyers and their lawyers ever day. We can help you understand what your options are, what the best way to proceed is, and work with you to provide real solutions to this debt problem.

Give us a call at (480) 420-4028.

Not from Arizona?

If you are facing battle with a debt buyer but don’t live in the state of Arizona we can still help.  I have created a series of online video course to provide valuable information on how you can defeat the junk debt buyers.

Click HERE to learn more about The Consumer Warrior Project and how it can help you with your junk debt buyer case.


Learn How to draft an Answer in a Debt Collection Lawsuit
(including template/form)

Learn How to Draft a Response to a Motion for Summary Judgment
(including form/template)

Proven Strategies for Settling Debt Without Filing for Bankruptcy

Learn How to Vacate a Default Judgment
(including form/template)

Schedule a Free Consultation!

John Skiba, Esq. John Skiba, Esq.

We offer a free consultation to discuss your debt problem and help you put together a game plan to eliminate your debt once and for all. Give us a call at (480) 420-4028

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