by John Skiba, Esq. | Apr 15, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Tax Day is on us once again. I think it is kind of funny that my calendar I use here at work actually has a preset “holiday” alert for Tax Day – probably some sort of government conspiracy. But if you are preparing your taxes today and realize that...
by John Skiba, Esq. | Apr 14, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, Podcasts
For those who have fallen behind on their bills it is not surprise that their creditors begin calling to ask when they can expect payment. What does come as a shock is the despicable tactics many debt collector will use to try and separate you from your money. On...
by John Skiba, Esq. | Apr 8, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Over the last twelve years I have met with thousands of families who needed to file bankruptcy to deal with their serious debt problems. And for many bankruptcy is truly a needed tool in dealing with troubled finances. But what about after the bankruptcy is over? Do...
by John Skiba, Esq. | Apr 7, 2015 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Credit cards. Can’t live with them, can’t live without them. Or can you? Without question the number one debt problem for most of my bankruptcy clients is credit card debt – a lot of credit card debt. On a regular basis I help clients who are facing...
by John Skiba, Esq. | Apr 2, 2015 | Bankruptcy, FDCPA Claims, Newsletter, Podcasts
It seems easy enough. You are in debt and want to get out. But surprisingly, when you decide to finally deal with your debt can make a big different on whether it is a short, efficient process, or whether it is a long drawn-out nightmare. In today’s episode of...
by John Skiba, Esq. | Mar 31, 2015 | Debt Settlement, Newsletter, Podcasts
On today’s show I answer the following questions: Who is a good candidate for debt settlement? Does it matter how many creditors you have? Are there any good debt consolidation companies out there? What is the “S.L.O.” method to debt settlement? How...