CW12: Timing is Everything in Dealing with Debt

It seems easy enough. You are in debt and want to get out. But surprisingly, when you decide to finally deal with your debt can make a big different on whether it is a short, efficient process, or whether it is a long drawn-out nightmare.

In today’s episode of the Consumer Warrior Podcast I discuss crucial timing aspects when it comes to filing for bankruptcy, settling debt accounts, and even the timing of when to file an FDCPA claim against abusive debt collectors.  I also discuss some of the following:

• Is it a good idea to use your tax refund to pay off debt?
• Is bankruptcy a good option for retired people living on social security?
• How long do I have to file a claim against an abusive debt collector under the FDCPA?
• What time of year will I get the best settlement from a collection agency?

Sometimes the window on effectively dealing with your debt problem can be pretty small.  Don’t miss this episode and don’t miss your window of opportunity.