by John Skiba, Esq. | Nov 25, 2014 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement
We are a month away from the new year, but now is the time to start putting together your game plan to get out of debt in 2015. Debt is often accumulated over several years (and sometimes decades) and it will take some careful planning and affirmative steps on your...
by John Skiba, Esq. | Nov 17, 2014 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
Over the years the most read articles on my blog have to do with drafting an Answer to a junk Debt Buyer’s lawsuit and avoiding a default judgment. I just wrote an article recently where I discussed my research in Arizona last month nearly 3,000 junk debt buyer...
by John Skiba, Esq. | Nov 10, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement
A while back I wrote a small e-book that went over the top ten myths I heard repeated over and over by clients coming into my office. As I continue to hear these concerns voiced by clients I thought it would be worth going over them again. Myth #1 – If a...
by John Skiba, Esq. | Oct 22, 2014 | Bankruptcy, Debt Collection Lawsuits, Debt Settlement, FDCPA Claims, Newsletter
The other day I met with a family who was barely getting by – large family, large amount of debt, and underemployed for eighteen (18) months. For eighteen (18) months the husband had toiled at a job he was overqualified for, for pay that no-where near met their...
by John Skiba, Esq. | Oct 14, 2014 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
I recently had a trial against Midland Funding. It was your typical Midland Funding junk debt buyer trial – long on assumptions, short on admissible evidence. This particular case was particularly bad as to the complete lack of evidence. The alleged debt had...
by John Skiba, Esq. | Sep 23, 2014 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
The other day I had a trial against a junk debt buyer that ended in a directed verdict in favor of my client. This means that the court found that the junk debt buyer had put forth so little evidence that it was unnecessary for me to put on any type of defense...
