by John Skiba, Esq. | May 29, 2012 | Debt Collection Lawsuits, Debt Settlement, Garnishment
If you are like many (actually most) of the people who get sued by a debt buyer you likely didn’t respond to the lawsuit and now are faced with the unpleasant reality that a default judgment has been entered against you. In fact, statistics show that more than...
by John Skiba, Esq. | May 23, 2012 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection
I know that it is impossible to answer this question. There are thousands of judges in various courts around the nation, not all of them deal with consumer debt issues, and generally the specific facts of a case will guide the outcome. However, lately I have had a...
by John Skiba, Esq. | May 16, 2012 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, Garnishment, Podcasts
You can admit it. If you have recently been sued or are enduring non-stop collection calls you are probably nervous or outright terrified about what the future holds. Visions of wage garnishments, lawsuits, and losing everything you own are probably keeping you up...
by John Skiba, Esq. | May 15, 2012 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Uncategorized
Many people will obtain a copy of their credit report and feel a sense of relief when they see that a certain debts have been charged off. This sense of relief comes from their understanding that once a creditor decides to charge off a debt that they can no longer...
by John Skiba, Esq. | May 11, 2012 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection
When I am not working as a bankruptcy attorney or fighting debt buyers like Midland Funding in court a lot of my time is spent working on my hobby farm. Right now we have about 20 chickens and a few cattle. Chickens for the most part are mindless birds who do things...
by John Skiba, Esq. | May 10, 2012 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, Podcasts
**Check Out the Updated Information at the End of this Article on “How to Draft Your Own Answer to a Debt Buyer Lawsuit” ** Once the initial shock and panic of being sued by a debt buyer wears off you probably have thought to yourself, “now what in...
