by John Skiba, Esq. | Oct 10, 2014 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
When the decision is finally made to file for bankruptcy usually it has been a long time coming. Rare is the bankruptcy case that needs to be filed on an emergency basis. For most there is sufficient time to gather all the needed documents and wrap up lose ends...
by John Skiba, Esq. | Sep 11, 2014 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Over the years I have helped a lot of families that I personally know with their bankruptcy case. I have always appreciated that friends and family would feel comfortable coming to me to discuss their personal financial situation and assist them through the...
by John Skiba, Esq. | Sep 8, 2014 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
This week’s webinar at the Consumer Warrior Institute is entitled “Bankruptcy Basics: Pros & Cons of Filing Bankruptcy“. Just the thought of filing bankruptcy scares a lot of people away from filing – even though it could dramatically...
by John Skiba, Esq. | Sep 8, 2014 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
If you have read much at all on my bankruptcy blog you will no doubt be familiar with my mantra – “no one wants to file for bankruptcy”. And while I believe that to be true, some people find themselves in a situation where they have filed multiple...
by John Skiba, Esq. | Aug 18, 2014 | Bankruptcy, Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
For more than a decade I have been meeting families who are dealing with overwhelming debt problems. The number one thing I have found that helps to reduce the stress of debt is understanding what your options are and what your creditors can and can’t do to you....
by John Skiba, Esq. | Jul 11, 2014 | Bankruptcy, Chapter 7 Bankruptcy
Sometimes when I meet with families to discuss filing for bankruptcy the tone of the meeting turns from a legal consultation to something more akin to a confessional. I will sit and listen while fathers and mothers pour their heart out as to why they are in their...
