by John Skiba, Esq. | Jun 9, 2011 | Chapter 7 Bankruptcy
A big fear for many prior to bankruptcy is the thought of having wages garnished. This is a well-founded worry as in Arizona up to 25% of each paycheck can be garnished and paid to your creditors. However, what most people don’t realize is that your creditors can’t...
by John Skiba, Esq. | Jun 7, 2011 | Chapter 7 Bankruptcy
Hiring a bankruptcy attorney will help you tremendously as you navigate the bankruptcy process. However, it is important to understand that there are many things you can do to help your bankruptcy lawyer that will make the process go much more smoothly. 1. ...
by John Skiba, Esq. | May 25, 2011 | Uncategorized
Few things are as unsettling as having a knock on the door and then finding yourself being served with a lawsuit by a process server. However, if debts go unpaid long enough, eventually many creditors will sue. Bankruptcy can eliminate the underlying debt, but it is...
by John Skiba, Esq. | May 20, 2011 | Chapter 7 Bankruptcy
Many of the bankruptcy clients I have been meeting with lately are experiencing some type of garnishment. Garnishment of wages or bank accounts is an indicator to me that you have been dealing with debt issues for some time. Contrary to what many believe, a creditor...
by John Skiba, Esq. | May 12, 2011 | Uncategorized
Properly determining when to file your bankruptcy can help you maximize the benefit of filing bankruptcy. Because of this, it helpful to meet with a bankruptcy lawyer early in the decision process of determining whether to file for bankruptcy or not. I offer a...