by John Skiba, Esq. | Aug 31, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Often clients tell me that it took a long time for them to finally make an appointment to see me about their bankruptcy. No one wants to file for bankruptcy, but sometimes it becomes necessary. The problem I often see is that people will wait too long to file their...
by John Skiba, Esq. | Aug 29, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
When you have made the decision that it is necessary to file for bankruptcy the next step is to plan out when you are going to file your bankruptcy and all the steps that lead up to that day. Almost daily I meet with people who really need to file bankruptcy but have...
by John Skiba, Esq. | Jul 7, 2011 | Uncategorized
When meeting with people to discuss a bankruptcy filing it is clear that for most that they are in what they view as a very low point in their lives. Many view their bankruptcy filing as the end of their life as they know it. However, in several ways your life will...
by John Skiba, Esq. | Jun 24, 2011 | Uncategorized
When you fall behind on your bills you feel helpless. Like it is you against the world. The first thing that happens is the phone calls. The phone rings off the hook night and day. After a while you stop answering because you realize there is no purpose. The...
by John Skiba, Esq. | Jun 21, 2011 | Uncategorized
No one wants to file for bankruptcy. Bankruptcy is the last option for most people, and probably rightly so. By the time people come to my office to meet with me most have looked into other options as they struggled along trying to keep up with monthly minimum...