by John Skiba, Esq. | Mar 6, 2019 | Bankruptcy, Chapter 7 Bankruptcy
I have helped Arizona families deal with serious debt problems for nearly two decades. During that time the biggest hurdle for most families that desperately needed debt relief was how they could afford to pay the legal fees associated with filing for bankruptcy. In...
by John Skiba, Esq. | Jan 25, 2014 | Chapter 7 Bankruptcy, Garnishment
Let’s face it. No one wants to file for bankruptcy. Even though many times bankruptcy is the solution we need, we put it off until one day we get hit with a wage garnishment, a debt collection lawsuit, a bank levy, or even foreclosure. Once a creditor takes...
by John Skiba, Esq. | Mar 19, 2013 | Chapter 7 Bankruptcy
Things have been bad for a long time. Here in Arizona bankruptcy filings have been near 40,000 per year for several years. However, this year things seem to be improving. Bankruptcy filings are down – significantly. That means one of two things is happening:...
by John Skiba, Esq. | Mar 17, 2013 | Chapter 7 Bankruptcy
In the grand scheme of things most would consider this a lose/lose situation. I mean, who really want’s to file for bankruptcy. No one. That’s who. But if you find yourself in the position of needing to file bankruptcy one of the first questions you...
by John Skiba, Esq. | Feb 21, 2013 | Question of the Day
Question: I am two months behind on my car payments. What will happen to my car during my chapter 7 bankruptcy? Answer: If you are behind on your car payments you are likely facing repossession of your car. Once you file your chapter 7 bankruptcy the...