by John Skiba, Esq. | Apr 2, 2015 | Bankruptcy, FDCPA Claims, Newsletter, Podcasts
It seems easy enough. You are in debt and want to get out. But surprisingly, when you decide to finally deal with your debt can make a big different on whether it is a short, efficient process, or whether it is a long drawn-out nightmare. In today’s episode of...
by John Skiba, Esq. | Mar 31, 2015 | Debt Settlement, Newsletter, Podcasts
On today’s show I answer the following questions: Who is a good candidate for debt settlement? Does it matter how many creditors you have? Are there any good debt consolidation companies out there? What is the “S.L.O.” method to debt settlement? How...
by John Skiba, Esq. | Mar 26, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
In the world of bankruptcy lawyers Dave Ramsey is somewhat of a controversial figure. If you don’t know who Dave Ramsey is, he is an author and national radio talk show host who helps people get out of debt through his The Total Money Makeover: Classic Edition:...
by John Skiba, Esq. | Mar 24, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter, Podcasts
When it comes to banks, brand loyalty is a real thing. I am always somewhat surprised when meeting with clients who are preparing to file for bankruptcy and they express such remorse at filing bankruptcy on a certain credit card account because “they have always...
by John Skiba, Esq. | Mar 19, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Newsletter, Podcasts
So much of the stress associated with serious debt problems comes from the uncertainty of the whole process. Often creditors will not take any action for months and even years. This can even lull you into a false sense of security that you are finally through the...
by John Skiba, Esq. | Mar 17, 2015 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits, FDCPA Claims, Newsletter, Podcasts
Almost without exception when I post an article dealing with debt collection or bankruptcy on the Facebook Page for the Consumer Warrior Project someone will leave a comment like “pay your bills, then you won’t have any problems!” or “life...
