by John Skiba, Esq. | Sep 8, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, FDCPA Claims, Newsletter
I have written previously on the bias that consumers face from courts and others when they challenge a creditor who is suing them on a debt. The source of this bias, in my opinion, is partially due to the trust that people put in large banks. For reasons that are...
by John Skiba, Esq. | Aug 31, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, TCPA
Struggling with overwhelming debt problems is stressful – and a big source of that stress is the unending debt collection telephone calls. And now that we all have a cell phone with us pretty much 24 hours a day debt collection calls seep into nearly every...
by John Skiba, Esq. | Aug 3, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
Recently, I have seen a flood of low-dollar debt collection lawsuits by junk debt buyers Midland Funding here in Arizona. Many times it doesn’t make sense to hire an attorney in cases where the amount in dispute is less than $1,000. However, without an attorney...
by John Skiba, Esq. | Jul 31, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter
I am proud to announce the launch of the Consumer Warrior Forums. Every day I get emails, comments on my blog, phone calls, and meet with people in person who are desperate for help with their debt collection lawsuit but either can’t afford an attorney or it...
by John Skiba, Esq. | Jul 19, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
On July 8, 2015 the Consumer Financial Protection Bureau (CFPB) and 47 states took action against Chase Bank for illegal debt collection activities involving the sale of delinquent accounts to third-party junk debt buyers. After a thorough investigation the CFPB...
by John Skiba, Esq. | Jul 16, 2015 | Newsletter, Student Loan Debt
Anytime a conversation turns to student loans many people begin to offer their opinions. These opinions vary from, on one hand, the internet trolls and their comments on any article dealing with student loans, telling people to just pay their debt obligations, to the...