by John Skiba, Esq. | Dec 5, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
A Bankruptcy Guide Written Specifically for Arizona Families Bankruptcy is a big decision and one that most people want to avoid at nearly all costs. However bankruptcy is a powerful tool that can help you deal with your debt problem once and for all and in most cases...
by John Skiba, Esq. | Nov 17, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
I would guess that I meet with at least two people daily here in my Arizona consumer law practice who tell me that they know a process server has been coming by the house but they have been avoiding him and the lawsuit they know the process server is bringing with...
by John Skiba, Esq. | Nov 2, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
Recently I wrote about the Consumer Financial Protection Bureau (“CFPB”) sanctioning Midland Funding and its sister companies Midland Credit Management, Asset Acceptance, and parent company Encore Capital. After a thorough investigation of Midland Funding...
by John Skiba, Esq. | Oct 18, 2015 | Newsletter
If you are a regular reader of my blog you know that I am a fan of Dave Ramsey and his approach to eliminating debt. This is kind of a strange thing for a bankruptcy lawyer (for some weird reason many bankruptcy attorneys are not on board with the Dave Ramsey...
by John Skiba, Esq. | Oct 13, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Collection Lawsuits, Newsletter
Over the past year I have seen junk debt buyers like Midland Funding and Portfolio Recovery Associates file debt collection lawsuits here in Arizona on accounts where the amount is relatively small – some for amounts less than $1,000. I have literally had...
by John Skiba, Esq. | Sep 9, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
Finally! Today the Consumer Financial Protection Bureau (“CFPB”) took action against Midland Funding (and its parent company Encore Capital) and Portfolio Recovery Associates – the nation’s two largest junk debt buyers – for their...
