by John Skiba, Esq. | Feb 11, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter
Recently I spoke with a client who came really close to pulling out his wallet and sending thousands of dollars to a debt collector who had threatened and intimidated him and his family. You may be thinking – “how stupid – I would never do such a...
by John Skiba, Esq. | Feb 4, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, TCPA
The phone rings…long pause…click…then automated voice comes on to give you a message. Whether it is a telemarketer, a debt collector, or who knows what, we have likely experienced being robo-called by a computerized system. What many people...
by John Skiba, Esq. | Jan 27, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter
A favorite tactic of debt collectors is to call the family and friends of the person they are trying to collect money from. And it makes sense…do you want your in-laws…your brother….your best friend…all knowing that you are going through...
by John Skiba, Esq. | Jan 21, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
If you are the target of a debt collector it can often feel like the wild wild west where anything goes. Debt collectors know that if they can make you feel the heat that you will be much more likely to pay up. Debt collectors will implement tactics like calling...
by John Skiba, Esq. | Jan 19, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter
Debt collection phone calls…this is one of the top reasons people file for bankruptcy – so that they can avoid having to deal with debt collectors and all the garbage that goes with it. The thing is, you shouldn’t have to file for bankruptcy...
by John Skiba, Esq. | Jan 6, 2015 | Fair Debt Collection, FDCPA Claims
The Fair Debt Collection Practices Act (FDCPA) is a federal law the governs debt collection. Essentially it says what a debt collector can and can’t do in trying to get people to pay them. But many are surprised to learn that not all creditors are subject to...
