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It’s Time for Arizona Courts to Stop Trusting Midland Funding

by John Skiba, Esq. | May 12, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter

It has baffled me for years. Time and again I see courts give junk debt buyer Midland Funding the benefit of the doubt when it comes to the trustworthiness of their “evidence” and the testimony of their witnesses at trial – despite the fact that...

CW15: Fight Back Against Debt Collector Harassment

by John Skiba, Esq. | Apr 14, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, Podcasts

For those who have fallen behind on their bills it is not surprise that their creditors begin calling to ask when they can expect payment. What does come as a shock is the despicable tactics many debt collector will use to try and separate you from your money. On...

CW12: Timing is Everything in Dealing with Debt

by John Skiba, Esq. | Apr 2, 2015 | Bankruptcy, FDCPA Claims, Newsletter, Podcasts

It seems easy enough. You are in debt and want to get out. But surprisingly, when you decide to finally deal with your debt can make a big different on whether it is a short, efficient process, or whether it is a long drawn-out nightmare. In today’s episode of...

CW07: Ignore Facebook Trolls! Why You Should Fight Back Against Abusive Debt Collectors.

by John Skiba, Esq. | Mar 17, 2015 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits, FDCPA Claims, Newsletter, Podcasts

Almost without exception when I post an article dealing with debt collection or bankruptcy on the Facebook Page for the Consumer Warrior Project someone will leave a comment like “pay your bills, then you won’t have any problems!”  or “life...

CW02: How to Stop Debt Collectors from Calling Your Family, Friends, and Co-Workers

by John Skiba, Esq. | Feb 26, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, Podcasts

The job of a debt collector is to make you give them money.  Debt collectors understand that if they can make you uncomfortable enough, whether it be through fear, embarrassment, or simply annoy unceasingly, that you will be more likely to cough up the dough. With...

They’re Watching You. How Debt Collectors Use Facebook and Your Credit Report to Keep Tabs on You

by John Skiba, Esq. | Feb 17, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter

It is almost as if they are watching you.  Debt collectors seem to appear out of nowhere anytime something positive happens.  While you may believe you are just unlucky and that you can’t seem to shake that grey cloud hanging over your head – the truth of...
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