by John Skiba, Esq. | Jul 19, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
On July 8, 2015 the Consumer Financial Protection Bureau (CFPB) and 47 states took action against Chase Bank for illegal debt collection activities involving the sale of delinquent accounts to third-party junk debt buyers. After a thorough investigation the CFPB...
by John Skiba, Esq. | Jul 14, 2015 | Debt Collection Lawsuits, Debt Settlement
My new online debt defense video courses will be available this morning at 9:00 a.m. (pst). These courses are geared to helping people who are fighting debt collection lawsuits against junk debt buyers like Midland Funding, Cavalry SPV, Portfolio Recovery Associates,...
by John Skiba, Esq. | May 30, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
When you owe debts that you cannot pay most will look to one of two options – debt settlement or bankruptcy. What many don’t realize is that in some circumstances there is the potential for additional tax liability even if you pay off most of your debt....
by John Skiba, Esq. | Apr 25, 2015 | Debt Settlement, Newsletter
Settling debt is the process of negotiating with your creditors a payment less than the total amount owed. Often times people feel that as a person who is struggling to pay your bills that you are negotiating from a weaker position – after all you owe money and...
by John Skiba, Esq. | Apr 16, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
Like pesky mosquitos, I am seeing more and more debt collection lawsuits that are being filed by junk debt buyers where the total amount being sought is less than $1,000. And while a thousand bucks is a thousand bucks, in the realm of civil lawsuits it is an...
by John Skiba, Esq. | Mar 31, 2015 | Debt Settlement, Newsletter, Podcasts
On today’s show I answer the following questions: Who is a good candidate for debt settlement? Does it matter how many creditors you have? Are there any good debt consolidation companies out there? What is the “S.L.O.” method to debt settlement? How...
