by John Skiba, Esq. | May 24, 2017 | Debt Collection Lawsuits, Debt Settlement
When it comes to finding a real solution to debt problems the amount of information on the internet and elsewhere can be really overwhelming. In my law practice I meet dozens of families each week who are struggling with debt collection, lawsuits, wage garnishment and...
by John Skiba, Esq. | Sep 6, 2016 | Debt Settlement
When it comes to dealing with debt there are really three options: (1) pay them in full, (2) settle the debt for an amount less than the full amount, or (3) file for bankruptcy. If you can’t pay your debts in full and the idea of bankruptcy makes your stomach...
by John Skiba, Esq. | Sep 8, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, FDCPA Claims, Newsletter
I have written previously on the bias that consumers face from courts and others when they challenge a creditor who is suing them on a debt. The source of this bias, in my opinion, is partially due to the trust that people put in large banks. For reasons that are...
by John Skiba, Esq. | Aug 24, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
When a debt is legitimately owed I have found that most people simply want to negotiate a settlement with the creditor and get it behind them. And while creditors will usually agree to settle a debt, if a court case has already been filed they will often ask for you...
by John Skiba, Esq. | Aug 14, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
Recently I was attending a pretrial conference at one of the local justice courts here in Arizona in one of the cases I have against Midland Funding, LLC. This type of court hearing is quite short (less than 5 minutes) and nothing much really happens other than the...
by John Skiba, Esq. | Jul 31, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter
I am proud to announce the launch of the Consumer Warrior Forums. Every day I get emails, comments on my blog, phone calls, and meet with people in person who are desperate for help with their debt collection lawsuit but either can’t afford an attorney or it...
