by John Skiba, Esq. | Aug 19, 2014 | Collection Law Suits, Debt Collection Lawsuits
Unifund CCR is one of the larger debt buying companies out there and they file a lot of lawsuits against consumers in Arizona. Debt buyers like Unifund claim that they have purchased old charged off debts and then file debt collection lawsuits to try and recover...
by John Skiba, Esq. | Aug 18, 2014 | Bankruptcy, Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
For more than a decade I have been meeting families who are dealing with overwhelming debt problems. The number one thing I have found that helps to reduce the stress of debt is understanding what your options are and what your creditors can and can’t do to you....
by John Skiba, Esq. | Aug 8, 2014 | Collection Law Suits, Debt Collection Lawsuits
Over the years I have noticed that I revisit the topic of whether or not you should avoid the process server in your debt collection lawsuit. It is usually spurred on by a person I meet with in a consultation who had a default judgment against them because they tried...
by John Skiba, Esq. | Jul 17, 2014 | Debt Collection Lawsuits
Getting served with a lawsuit can ruin anyone’s day. First, the way the law requires that you get notice of the lawsuit is very intrusive. A process server must come to your home, unannounced, and give you the summons and complaint. You stand there looking at...
by John Skiba, Esq. | Jul 16, 2014 | Collection Law Suits, Debt Collection Lawsuits
Even though I think most debt collection lawsuits brought by junk debt buyers are just that – junk, there are many factors that can lead to judgment being entered against you and in favor of the debt buyer. After the initial sting of losing in court is over you...
by John Skiba, Esq. | Jul 9, 2014 | Collection Law Suits, Debt Collection Lawsuits
Many people who find themselves being sued by a debt collector forgo hiring a lawyer and represent themselves in court. I understand for many people this is a necessity. As a lawyer I can’t work for free (my wife and kids would likely object :)), but most...
