by John Skiba, Esq. | Apr 15, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Tax Day is on us once again. I think it is kind of funny that my calendar I use here at work actually has a preset “holiday” alert for Tax Day – probably some sort of government conspiracy. But if you are preparing your taxes today and realize that...
by John Skiba, Esq. | Apr 8, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Over the last twelve years I have met with thousands of families who needed to file bankruptcy to deal with their serious debt problems. And for many bankruptcy is truly a needed tool in dealing with troubled finances. But what about after the bankruptcy is over? Do...
by John Skiba, Esq. | Apr 2, 2015 | Bankruptcy, FDCPA Claims, Newsletter, Podcasts
It seems easy enough. You are in debt and want to get out. But surprisingly, when you decide to finally deal with your debt can make a big different on whether it is a short, efficient process, or whether it is a long drawn-out nightmare. In today’s episode of...
by John Skiba, Esq. | Mar 26, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
In the world of bankruptcy lawyers Dave Ramsey is somewhat of a controversial figure. If you don’t know who Dave Ramsey is, he is an author and national radio talk show host who helps people get out of debt through his The Total Money Makeover: Classic Edition:...
by John Skiba, Esq. | Mar 10, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
At times it can be difficult for people to even say the word “bankruptcy” let alone take a rational approach in determining whether or not it is a good option for their debt situation. If anything families wait far too long before making the decision to...
by John Skiba, Esq. | Mar 2, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
It is the time of year when people are gearing up to get their taxes filed. Many will get a nice tax refund check and while what I am about to propose may be some of the least fun things you can do with a tax refund check, you might be surprised that you can wipe out...
