by John Skiba, Esq. | Jan 22, 2013 | Chapter 7 Bankruptcy, Debt Settlement
On a fairly regular basis I have people that come into my office who desperately need to file bankruptcy but hesitate in doing so because of their concern over damaging what they view as a strong relationship with their bank. They often say “I can’t do...
by John Skiba, Esq. | Jan 14, 2013 | Chapter 7 Bankruptcy
Alright. Filing your bankruptcy is not that exciting, but it is a big day in your life. If you are working with a bankruptcy attorney like me your bankruptcy case will be filed electronically. The bankruptcy court’s electronic filing system means that your...
by John Skiba, Esq. | Jan 10, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Once you pick a bankruptcy lawyer you can set this puppy on auto-pilot and you are good to go – right? Not right. You need to view your chosen bankruptcy lawyer more as a guide through the bankruptcy journey rather than captain of the bankruptcy cruise. Here...
by John Skiba, Esq. | Jan 3, 2013 | Chapter 7 Bankruptcy
Let’s do this. Let’s put together your game plan on getting out of debt in this new year. This is the year it is going to happen. Next year at this time you will have no debt. Stop and think of that. No debt! But it is going to take some planning....
by John Skiba, Esq. | Jan 1, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Here we are. New year. If you are like me you look back and evaluate whether or not you met last year’s goals. And if you are like me you didn’t reach some of your goals. If you are still dealing with the same debt you had last year – which is...