by John Skiba, Esq. | Sep 30, 2014 | Fair Debt Collection, FDCPA Claims
A common tactic used by debt collectors is to contact your friends, family or to call you at work. The debt collectors fully understand that this humiliates you and puts you in fear of losing your job. And because you want to avoid these things they hope you will...
by John Skiba, Esq. | Sep 29, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims
Despite popular belief that Americans are a litigious bunch always looking for a good lawsuit, I haven’t experienced this in my law practice in Arizona. Particularly when it comes to Fair Debt Collection Practices Act (FDCPA) violations by abusive debt...
by John Skiba, Esq. | Sep 23, 2014 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
The other day I had a trial against a junk debt buyer that ended in a directed verdict in favor of my client. This means that the court found that the junk debt buyer had put forth so little evidence that it was unnecessary for me to put on any type of defense...
by John Skiba, Esq. | Sep 17, 2014 | Debt Settlement
Whether you are facing past due credit cards, medical bills, or are dealing with a debt collection lawsuit, debt settlement maybe a viable option for eliminating your debt problems. However, debt settlement doesn’t work in all cases. With that in mind I have...
by John Skiba, Esq. | Sep 14, 2014 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
In the world of junk debt buying all debt buyers are not created equal. The big guys like Midland Funding, Portfolio Recovery Associates, and Cavalry SPV file hundreds of thousands of debt collection lawsuits per year. However, there are much smaller companies that...