by John Skiba, Esq. | Mar 3, 2015 | Podcasts
Did you know that over 95% of debt collection lawsuits end in a default judgment? Default judgments can wreck all kinds of havoc. Once a creditor is armed with a default judgment the creditor can do things like garnish wages, levy bank accounts, and even lien...
by John Skiba, Esq. | Mar 2, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
It is the time of year when people are gearing up to get their taxes filed. Many will get a nice tax refund check and while what I am about to propose may be some of the least fun things you can do with a tax refund check, you might be surprised that you can wipe out...
by John Skiba, Esq. | Feb 26, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, Podcasts
The job of a debt collector is to make you give them money. Debt collectors understand that if they can make you uncomfortable enough, whether it be through fear, embarrassment, or simply annoy unceasingly, that you will be more likely to cough up the dough. With...
by John Skiba, Esq. | Feb 24, 2015 | Newsletter, Podcasts
This may sound a little hippy-dippy of me, but in this episode I discuss the necessary mindset to finally deal with your overwhelming debt problems. Many people who are facing serious debt issues like foreclosure, debt collection lawsuits, and bankruptcy have been...
by John Skiba, Esq. | Feb 21, 2015 | Newsletter, Podcasts
In 2012 I launched the Consumer Warrior Podcast with the hope of being able to provide information and hope to people who are facing very difficult debt problems. Nearly two-and-half years later I have only released seventeen episodes and have been anything but...