by John Skiba, Esq. | Jan 25, 2014 | Chapter 7 Bankruptcy, Garnishment
Let’s face it. No one wants to file for bankruptcy. Even though many times bankruptcy is the solution we need, we put it off until one day we get hit with a wage garnishment, a debt collection lawsuit, a bank levy, or even foreclosure. Once a creditor takes...
by John Skiba, Esq. | Mar 17, 2013 | Chapter 7 Bankruptcy
In the grand scheme of things most would consider this a lose/lose situation. I mean, who really want’s to file for bankruptcy. No one. That’s who. But if you find yourself in the position of needing to file bankruptcy one of the first questions you...
by John Skiba, Esq. | Nov 15, 2011 | Chapter 7 Bankruptcy
Lately I have had quite a few people come in lately who need to file for bankruptcy and need to file it RIGHT NOW! The typical things that usually require a person to file bankruptcy quickly are garnishments, foreclosures, law suits, etc. While it is never the...
by John Skiba, Esq. | Sep 20, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Foreclosure
In Sunday’s newspaper they reported that nationwide there is expected to be an increase in the number of foreclosures. This not only impacts those families who are losing their homes but results in a continued downward trend in home values here in Arizona. If...
by John Skiba, Esq. | Jul 28, 2011 | Chapter 7 Bankruptcy, Foreclosure
As I wrote in a recent article, more than 50% of homes in Arizona are worth less than what is owed on them. This is leading many people to try and short sale their home. However, because of other debt issues, many people are also needing to file bankruptcy. When all...