by John Skiba, Esq. | Jul 27, 2011 | Uncategorized
Yesterday the Arizona Republic reported that Arizona has the second highest rate of homes where the owners owe more than the home is worth. Nearly 50% of Arizona’s homes are not worth what is owed, and in Phoenix the number is 55%. The sad thing is, when I read...
by John Skiba, Esq. | Jul 11, 2011 | Foreclosure
When you suffer through financial difficulty that results in a short sale of a home, a foreclosure, or even a bankruptcy, the big question most people have is how such events will impact their ability to buy on credit again. In yesterday’s Arizona Republic newspaper,...
by John Skiba, Esq. | Jun 29, 2011 | Uncategorized
No one wants to file for bankruptcy. But sometimes, the situation requires it. And sometimes the situation requires that hit happen right now! A bankruptcy case typically takes anywhere from one week to a month to prepare. The bankruptcy court requires a lot of...
by John Skiba, Esq. | Jun 7, 2011 | Chapter 7 Bankruptcy
Hiring a bankruptcy attorney will help you tremendously as you navigate the bankruptcy process. However, it is important to understand that there are many things you can do to help your bankruptcy lawyer that will make the process go much more smoothly. 1. ...
by John Skiba, Esq. | Jun 2, 2011 | Chapter 7 Bankruptcy, Foreclosure
This past Monday new numbers on home values around the country were released that confirmed a “double dip” in housing prices, falling below the 2009 low. This is frustrating news for people in Arizona that have been holding on to their home, making the payment month...