You made it through the Meeting of Creditors and are all geared up and ready to go! You had your day in court and are ready to tack on whatever comes next. If your case is like the typical chapter 7 bankruptcy at this point there is a whole lot of nothing going on – at least as far as you are concerned. After the Meeting of Creditors the only requirement left you is to complete a financial management course. There are a lot of different providers of this course, most of [...]
After all the buildup to the day of your bankruptcy filing, once the case is filed there is what seems to be a strange lull in the action. The reason for this is because now that your work of gathering documents, completing the credit counseling course, and signing your bankruptcy documents is finished, it is time for your bankruptcy trustee and the court to start their job of reviewing your paperwork. My Case Has Been Filed. Now What? In Arizona, about two weeks after your bankruptcy case is filed you [...]
Recently I have launched a new website that while not technically a legal website I believe it compliments my law firm website. The website is Consumer Warrior and was created with the goal of providing information to people who are dealing with difficult and often very stressful collection efforts and debt collection lawsuits. I am a firm believer that it truly is difficult to replace a competent attorney no matter how good the guide or website. But at the same time with some consumer matters it simply doesn’t make financial [...]
One might think the real work begins once your bankruptcy is actually filed with the bankruptcy court. However, I take the approach that if we are thorough and complete in the preparation of the bankruptcy petition, schedules and other required documents that once the case is filed it will generally be smooth sailing. Up to this point there has been a lot of gathering documents and filling out forms. There is one more thing that you must do before we can file your case – take a credit counseling course. [...]
For most the first step is the hardest – making the decision to look into bankruptcy and actually making an appointment and meeting with your bankruptcy lawyer. Now that you are moving forward the real work begins. The documents that are filed in your bankruptcy case are anywhere from 45 up to 60 pages long! The bankruptcy court requires a large amount of information on your income, debts, monthly expenses, and financial transactions over the last two years. And I am going to need to provide me with all of [...]
This is where it all begins…the start of your new debt free life! It may sound corny, and the whole “fresh start” idea is beat to death in “bankruptcy world” but it is true. A chapter 7 bankruptcy can help you reach your goal to become debt free – to start again. How Do I Choose A Bankruptcy Lawyer? The first step in this journey is finding and meeting with a bankruptcy lawyer. What should you look for in your bankruptcy attorney? It is best to find a lawyer who does [...]
Filing bankruptcy can be a nerve-wracking process. Fear of the unknown stops many people from taking that first step of meeting with a bankruptcy attorney. While bankruptcy is not a painless process it is not something that should stop from you pursuing your goal of becoming debt free. To help people overcome their fears of the bankruptcy process I am going to dedicate the next 7 days to 7 articles that provide a detailed breakdown of the chapter 7 bankruptcy process. Here is a preview of the 7 steps: [...]
This month marked the release of the new book by Stephanie Kimbro “Limited Scope Legal Services: Unbundling and the Self-Help Client.” Ms. Kimbro is an attorney and author. One of her more recent works, Virtual Law Office: How to Deliver Legal Services Online was a great inspiration to me as I opened my own law practice and began offering legal services through the web. A while back Stephanie contacted me about my limited scope services practice and asked me if I would be willing to answer a few questions for [...]
Well…it is here. Tax day. Whether you owe taxes or are getting a fat refund back you likely have made some sort of arrangements to get your tax return filed. If you owe taxes this year (or any other year for that matter) you are probably trying to figure out exactly how it is that you are going to pay those taxes. Often the IRS will set you up on a payment plan while your local state government may not be so accommodating. The IRS now takes credit card payments [...]
As we all have struggled through this Great Recession the biggest change for a lot people is the loss of a job or a significant change in their job resulting in a reduction of income. Many employers had to either reduce their overhead by reducing pay or simply letting people go. These type of changes often lead people to my office to discuss the possibility of bankruptcy. Despite appearances it is my experience that most are living pay-check to pay-check and the loss of a job or something like a [...]
When it comes to hiring a bankruptcy attorney you have a lot of choices out there. No doubt that prior to finding my website you surfed through various bankruptcy attorney’s websites and have read what they have to say…so why should you hire me?
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We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. The services, benefits, or assistance we provide in connection with consumer debts may involve bankruptcy relief under the Bankruptcy Code.