by John Skiba, Esq. | Sep 13, 2011 | Self-Help Legal Services
If you have ever been involved in a lawsuit before and hired an attorney you are fully aware of how quickly attorney’s fees can add up. Litigation is not a cheap way to solve problems. I was talking to an attorney friend of mine the other day was telling me...
by John Skiba, Esq. | Sep 7, 2011 | Chapter 7 Bankruptcy, Wage Garnishment
I have been meeting with a lot of people lately that have received a notice of a wage garnishment from their employer. Wage garnishments are terrible. You are embarrassed because your boss/HR Department now knows that you are going through financial difficulties,...
by John Skiba, Esq. | Aug 11, 2011 | Chapter 7 Bankruptcy, Wage Garnishment
In Arizona once a creditor has a judgment against you they can seek to garnish up to 25% of each of your paychecks. Losing a full quarter of your income every two weeks is enough to put many families under. In light of this it is no surprise that when a family does...
by John Skiba, Esq. | Jun 29, 2011 | Uncategorized
No one wants to file for bankruptcy. But sometimes, the situation requires it. And sometimes the situation requires that hit happen right now! A bankruptcy case typically takes anywhere from one week to a month to prepare. The bankruptcy court requires a lot of...
by John Skiba, Esq. | May 20, 2011 | Chapter 7 Bankruptcy
Many of the bankruptcy clients I have been meeting with lately are experiencing some type of garnishment. Garnishment of wages or bank accounts is an indicator to me that you have been dealing with debt issues for some time. Contrary to what many believe, a creditor...