by John Skiba, Esq. | Oct 7, 2013 | Chapter 7 Bankruptcy
Getting sick can be very expensive. Many of the bankruptcy cases I file here in Arizona have a large amount of medical bills. And things don’t look to be getting any better. I just renewed my health insurance for my family and not only did my monthly premium...
by John Skiba, Esq. | Aug 20, 2013 | Chapter 7 Bankruptcy
Most people I meet with to discuss bankruptcy want to file a chapter 7 bankruptcy. They may not know exactly what a chapter 7 is, but they want their debt to go away and go away and quickly as possible. Chapter 7 bankruptcy is pretty good at doing this. However,...
by John Skiba, Esq. | Jun 2, 2013 | Chapter 7 Bankruptcy
If you are needing to file a chapter 7 bankruptcy here in Arizona you will be required to attend one court hearing known as the Meeting of Creditors. Sometimes this meeting is simply called the “341” meeting – with “341” referring to the...
by John Skiba, Esq. | Mar 17, 2013 | Chapter 7 Bankruptcy
In the grand scheme of things most would consider this a lose/lose situation. I mean, who really want’s to file for bankruptcy. No one. That’s who. But if you find yourself in the position of needing to file bankruptcy one of the first questions you...
by John Skiba, Esq. | Mar 16, 2013 | Chapter 7 Bankruptcy
How soon we forget. Just yesterday I was flipping through a magazine and I saw an ad by a credit union that was offering to help you pay off your credit card debt with a Home Equity Line of Credit (HELOC). Here in Arizona we are just starting to climb out of the...