by John Skiba, Esq. | Aug 25, 2011 | Chapter 7 Bankruptcy, Wage Garnishment
As I say throughout my website, no one wants to file for bankruptcy. Bankruptcy is usually an absolute last option for people after trying to manage their debts over several months or even years. You keep trying to come up with some payment arrangement with your...
by John Skiba, Esq. | Aug 3, 2011 | Uncategorized
During the free bankruptcy consultations I offer I will regularly meet people who only have one or two delinquent debts and are otherwise in pretty good shape financially. If the debt is significant a bankruptcy may still be the best way to go, but I also explore...
by John Skiba, Esq. | Aug 1, 2011 | Chapter 7 Bankruptcy
There was an interesting, although not surprising, article in the Arizona Republic yesterday that cited a poll stating that three out of four middle-class families experienced some sort of health issue stemming from their financial difficulties, including difficulty...
by John Skiba, Esq. | Jul 11, 2011 | Foreclosure
When you suffer through financial difficulty that results in a short sale of a home, a foreclosure, or even a bankruptcy, the big question most people have is how such events will impact their ability to buy on credit again. In yesterday’s Arizona Republic newspaper,...
by John Skiba, Esq. | Jun 20, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
A question I get quite often from clients thinking of filing for bankruptcy is how long the actual bankruptcy case will last. The answer to that question depends on what type or chapter of bankruptcy you will be filing. Chapter 7 bankruptcy cases are relatively...