by John Skiba, Esq. | Feb 7, 2012 | Chapter 7 Bankruptcy
I usually try and come up with some clever title for my articles (rarely do I succeed), but with this article I just want to relay pure information. If you need to file bankruptcy, do it now, don’t wait. Delay will only cause you further grief. Yesterday I met...
by John Skiba, Esq. | Jan 27, 2012 | Chapter 7 Bankruptcy
One of the drawbacks to filing chapter 7 bankruptcy is that you may lose some of your stuff. Chapter 7 bankruptcy is a liquidating bankruptcy – meaning if you have assets that you own free and clear of any liens and that are not protected under one...
by John Skiba, Esq. | Jan 17, 2012 | Chapter 7 Bankruptcy
Should you seek out God’s guidance before filing for bankruptcy? Rev. Billy Graham says yes in a recent article when the question of the morality of bankruptcy was posed to him. After I have explained the nuts and bolts of the bankruptcy process to people I...
by John Skiba, Esq. | Jan 14, 2012 | Chapter 7 Bankruptcy
Earlier this week ESPN reported that NFL sports agent Leigh Steinberg filed for chapter 7 bankruptcy. Mr. Steinberg was the inspiration behind the movie Jerry McGuire and represented many high profile athletes including Steve Young, Troy Aikman, and Ben...
by John Skiba, Esq. | Jan 13, 2012 | Bankruptcy A to Z, Chapter 7 Bankruptcy
Garnishments are a pain. Maybe the only thing that pushes people into bankruptcy more quickly than garnishment is a foreclosure. In Arizona, a creditor can garnish up to 25% of each pay check. If you are living payday to payday this can completely devastate your...