How Bankruptcy Stops Arizona’s Wage Garnishment Law Dead in Its Tracks

Imagine losing a full quarter of your paycheck.  Terrifying, right?  That is what happens when wages are garnished in Arizona.  After meeting with thousands of families over the last eleven years I have come to realize that there are a lot more of us living paycheck-to-paycheck than one would think.

And if you are barely making it the thought of losing 1/4 of your pay is pretty scary.  Wage garnishment has a nasty habit of starting a domino effect of missing car payments, house payments, rent, etc. which can be tough to transition out of.

Because of the real harm that wage garnishment can do many people will to stop the wage garnishment by filing for bankruptcy.  Bankruptcy is your trump card.  As soon as your bankruptcy case is filed the bankruptcy court issues an order that stops all collections against you, including wage garnishment, bank levy, and general collection activities.

This means that if you get notified that your wages are going to be garnished next payday that the filing of a bankruptcy case will stop the wage garnishment immediately and won’t miss a single paycheck.

In order to stop the garnishment it is important to act quickly on your bankruptcy case.  Check out the video below to learn more about Arizona’s wage garnishment laws and how bankruptcy can save your paycheck.

Photo Credit: Nukamari