by John Skiba, Esq. | Jan 9, 2016 | Collection Law Suits, Debt Collection Lawsuits, Garnishment, Wage Garnishment
Arizona has a default judgment problem. Every day I meet with families and individuals who have been notified that their wages are about to be garnished based upon a default judgment entered years ago that they didn’t even know existed, from a creditor whose...
by John Skiba, Esq. | Mar 11, 2015 | Garnishment, Newsletter, Podcasts, Wage Garnishment
One of the most misunderstood aspects of the debt collection process is knowing when a creditor can garnish your wages. Most families in the United States live paycheck to paycheck – meaning that an interruption in pay via a wage garnishment can create total...
by John Skiba, Esq. | Oct 13, 2014 | Garnishment, Newsletter, Wage Garnishment
Here on my blog I have written nearly 350 articles on debt, bankruptcy, and debt collection lawsuits, but day in and day out the number one thing people read out of all of my articles are those on wage garnishment. Wage garnishment is a little different in each state...
by John Skiba, Esq. | Sep 24, 2013 | Chapter 7 Bankruptcy, Uncategorized, Wage Garnishment
Wage garnishment is never a good thing. But garnishments seem to always hit at the worst possible time. Your thoughts race – “how am I going to pay my bills? How am I going to buy groceries?” In Arizona creditors can garnish a full 25% of each...
by John Skiba, Esq. | Nov 1, 2012 | Chapter 7 Bankruptcy, Collection Law Suits, Wage Garnishment
The financial situations that lead up to bankruptcy are usually pretty stressful. Collection calls, law suits, wage garnishments, all bring uncertainty and strain most people to the breaking point. The bankruptcy process doesn’t have to follow this same path....
by John Skiba, Esq. | Jun 8, 2012 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Settlement, Wage Garnishment
Debt collectors and debt buyers file a lot of lawsuits. Tens of thousands annually here in Arizona alone. That is a lot of paper and a lot of lives that are being impacted. Each week I meet with numerous families who are in complete panic mode because they have...