by John Skiba, Esq. | May 17, 2011 | Uncategorized
Credit Unions – Good Cop/Bad Cop When times are good your credit union can seem like they are your best friend. However, if times get bad, the credit union may be your most unforgiving creditor. Credit unions have different rules to abide by as compared to banks,...
by John Skiba, Esq. | May 13, 2011 | Uncategorized
At the end of many of the bankruptcy consultations the person I am meeting with often tells me “I never thought I would be in this situation.” People filing for bankruptcy are usually experiencing debt problems due to a loss of job, a reduction in pay, or...
by John Skiba, Esq. | May 12, 2011 | Uncategorized
Properly determining when to file your bankruptcy can help you maximize the benefit of filing bankruptcy. Because of this, it helpful to meet with a bankruptcy lawyer early in the decision process of determining whether to file for bankruptcy or not. I offer a...
by John Skiba, Esq. | Apr 25, 2011 | Uncategorized
When I first meet with people for a bankruptcy consultation most are at one of the lowest points in their lives. One of the most common things I hear is “I never thought I would be in this position.” That is what is so striking about this recession — the fact that it...
by John Skiba, Esq. | Apr 23, 2011 | Uncategorized
What You Can Do to Prepare for the Initial Consultation Once you have done your research and taken the step to set up a consultation with a bankruptcy lawyer, there are preparations you can make and documentation you can put together that will make your bankruptcy...
by John Skiba, Esq. | Apr 23, 2011 | Uncategorized
Bankruptcy Process and Common Terms Bankruptcy attorneys often forget that the terms and lingo used in their day to day lives is not generally known or used by the general public. Bankruptcy is its own area of the law with many terms not used in other areas of...
