by John Skiba, Esq. | Aug 3, 2011 | Uncategorized
During the free bankruptcy consultations I offer I will regularly meet people who only have one or two delinquent debts and are otherwise in pretty good shape financially. If the debt is significant a bankruptcy may still be the best way to go, but I also explore...
by John Skiba, Esq. | Aug 2, 2011 | Uncategorized
Many people have the concern that they will be fired (or not hired) from their job because they have filed for bankruptcy. The Bankruptcy Code prohibits discrimination against those who have filed for bankruptcy. There are three areas where discrimination is barred:...
by John Skiba, Esq. | Jul 27, 2011 | Uncategorized
Yesterday the Arizona Republic reported that Arizona has the second highest rate of homes where the owners owe more than the home is worth. Nearly 50% of Arizona’s homes are not worth what is owed, and in Phoenix the number is 55%. The sad thing is, when I read...
by John Skiba, Esq. | Jul 26, 2011 | Uncategorized
I have mentioned before that lately I am seeing more people come in for a bankruptcy consultation that have been sued by one of their credit card companies. Usually it is for smaller amounts, less than $5,000. Nothing sends more panic through a person to have the...
by John Skiba, Esq. | Jul 21, 2011 | Uncategorized
It is almost a cliche, but bankruptcy, particularly Chapter 7 bankruptcy, does give you a fresh start. You will emerge from your Chapter 7 bankruptcy case with no credit card debt, no medical bills, no lawsuits. It is a time for you to start over, rebuild your...
by John Skiba, Esq. | Jul 20, 2011 | Uncategorized
Arizona’s economy is continuing to struggle, and so when I meet with people for a bankruptcy consultation it is not unusual to learn that they are in the process of leaving Arizona to find work someplace else. This leads to the question of whether it is necessary to...
