by John Skiba, Esq. | Jun 12, 2012 | Uncategorized
Finding good, solid, reliable information on the Internet is tough. There are thousands of websites, blogs, and videos out there, all claiming to be the authority on dealing with debt. The information you relay on in dealing with your debt problems can have lasting...
by John Skiba, Esq. | May 15, 2012 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Uncategorized
Many people will obtain a copy of their credit report and feel a sense of relief when they see that a certain debts have been charged off. This sense of relief comes from their understanding that once a creditor decides to charge off a debt that they can no longer...
by John Skiba, Esq. | Sep 8, 2011 | Uncategorized
The answer is no. You are not going to go to jail because you can’t pay your debts. In ages past if you couldn’t pay your debts you would be put in debtor’s prison, however the U.S. government abolished debtor’s prisons in 1833. Some...
by John Skiba, Esq. | Aug 11, 2011 | Uncategorized
Online Legal Services Reduce the Cost of Litigation Just as you are settling in to watch the evening news or catch up on the latest episode of Modern Family you TiVoed, you get a knock at the door and get hit with legal papers from a process server. You have...
by John Skiba, Esq. | Aug 8, 2011 | Chapter 7 Bankruptcy, Uncategorized
Usually with my bankruptcy blog posts I go over some aspect of the bankruptcy process, however today I thought I would write on an issue that I see in nearly every bankruptcy consultation I do. Guilt. Almost everyone I meet with expresses...
by John Skiba, Esq. | Aug 6, 2011 | Uncategorized
When I meet with clients for a bankruptcy consultations it usually goes without saying that the collection calls are going non-stop. In fact, it is not unusual to have a few calls to their cell phone while they are in the bankruptcy consultation with. As I have...
