by John Skiba, Esq. | Nov 6, 2013 | Uncategorized
I don’t know how much more I can take. Day in and day out I meet with people that have been sued by Midland Funding, Equable Ascent, LVNV, LLC, Portfolio Recovery – and a long list of the other debt buyers. And many – too many – of the people...
by John Skiba, Esq. | Sep 24, 2013 | Chapter 7 Bankruptcy, Uncategorized, Wage Garnishment
Wage garnishment is never a good thing. But garnishments seem to always hit at the worst possible time. Your thoughts race – “how am I going to pay my bills? How am I going to buy groceries?” In Arizona creditors can garnish a full 25% of each...
by John Skiba, Esq. | May 7, 2013 | Collection Law Suits, Debt Collection Lawsuits, Uncategorized
Probably half a dozen times per week I meet with someone who has been notified that their next check is going to be a quite a bit lighter – wage garnishment. If you are living paycheck to paycheck finding out your wages are going to be garnished is terrifying....
by John Skiba, Esq. | Jan 29, 2013 | Uncategorized
After your bankruptcy case is filed, if everything has been done right, the rest of your chapter 7 bankruptcy should be smooth sailing. You must remember – millions have gone through this process before you. The bankruptcy court has developed a streamlined...
by John Skiba, Esq. | Nov 19, 2012 | Uncategorized
Credit scores. They rule our world but so little is known about how they are calculated and how we can make them better. In my law practice I have been looking for someone I can refer clients to who can help them as they try to increase their credit score and deal...
by John Skiba, Esq. | Jul 23, 2012 | Uncategorized
“Can I go to jail for not paying my debts?” I get this question all the time. And my answer has always been “no”. There are a lot of other terrible things than can happen but jail is typically not one of them…until now. I came across...
