by John Skiba, Esq. | Feb 20, 2014 | Student Loan Debt
Last night my wife and I attended an event held by a local high school where the guest speaker was Dr. Larry Arnn, the president of Hillsdale College. He gave a great speech on the benefits of a liberal arts education and by the end of the evening I was totally sold...
by John Skiba, Esq. | Feb 11, 2014 | Student Loan Debt
Are your student loans in default? If so you aren’t alone. Default rates on student loans are at their highest rate in decades. Once a student loan is considered in default you run the risk of wage garnishment, lawsuits, and loss of tax refunds. Further, if...
by John Skiba, Esq. | Feb 7, 2014 | Chapter 7 Bankruptcy, Student Loan Debt
You file bankruptcy to eliminate your debt. However the “fresh start” promise of bankruptcy is often not fully realized due to the fact that student loan debt is usually not eliminated in bankruptcy. Bankruptcy will allow you to get rid of the credit card...
by John Skiba, Esq. | Jan 28, 2014 | Student Loan Debt
The amount of student loans incurred by Arizona residents continues to climb. In fact that total amount of student loan debt is now over $1 trillion dollars nationally. Many people find themselves in a situation where they can’t pay both their student loans...
by John Skiba, Esq. | Jan 28, 2014 | Student Loan Debt, Uncategorized
Many Arizona teachers are unaware of federal programs that can eliminate up to $17,500 of their student loans simply by going to work each day. Teachers that have federal student loans under the FFEL Program or the Direct Loan Program can have their student loans...
by John Skiba, Esq. | Jan 25, 2014 | Student Loan Debt
Recent statistics show that there is more than $1 trillion dollars in student loan debt outstanding. A trillion! If you went to any type of training/college it is likely that you have student loans. Problem is many of the jobs that people are able to get with their...