by John Skiba, Esq. | Feb 21, 2015 | Newsletter, Podcasts
In 2012 I launched the Consumer Warrior Podcast with the hope of being able to provide information and hope to people who are facing very difficult debt problems. Nearly two-and-half years later I have only released seventeen episodes and have been anything but...
by John Skiba, Esq. | May 27, 2014 | Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Podcasts
Financial difficulties can be all encompassing. The stress associated with not being able to pay your bills touches on everything from being able to pay for your kid’s schools lunch to wondering if your car is going to get repossessed – making it impossible for you...
by John Skiba, Esq. | Mar 7, 2014 | Collection Law Suits, Debt Collection Lawsuits, Podcasts
From the day you are served with the debt collector’s Summons and Complaint you find yourself thrust into the Arizona civil judicial system. If the debt collector who has sued you is one of the large debt buyers like Midland Funding or Portfolio Recovery it is...
by John Skiba, Esq. | Feb 26, 2014 | Debt Collection Lawsuits, Podcasts
Recently I read an article that said nearly 98% of debt collection lawsuits ended up in a default judgment. A default judgment is entered with the person getting sued doesn’t respond to the lawsuit. Most people don’t respond for one of a handful of...
by John Skiba, Esq. | Feb 19, 2014 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Podcasts
Over the years I have met with literally thousand of families who are going through one form of debt crisis or another. The pain is real that these people are going through. And most are incredibly embarrassed to even be meeting with me. Most go to great lengths to...
by John Skiba, Esq. | Apr 24, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Podcasts
Today was a pretty exciting day…if you are a bankruptcy attorney in Arizona. In fact, if you are needing to file bankruptcy and you live in the great state of Arizona you should be excited as well. Or at a minimum slightly interested in what the Arizona...