by John Skiba, Esq. | Jan 3, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
People want to pay their debts. That is why when a junk debt buyer like Midland Funding, CACH, LLC, Cavalry SPV, or Portfolio Recovery comes along and threatens to file a lawsuit over a junk debt it allegedly purchased, many people will agree to the settlement offer...
by John Skiba, Esq. | Dec 31, 2014 | Debt Collection Lawsuits, Fair Debt Collection, Newsletter
Each year on New Year’s Eve I like to take a look back at the articles I published and which ones helped the most people. During 2014 over 85,000 people from 146 countries read the articles on my blog! It always amazes the articles I write sitting in my office...
by John Skiba, Esq. | Dec 30, 2014 | Fair Debt Collection, FDCPA Claims, Newsletter
The first sign that you have fallen behind on your bills is the non-stop debt collection calls. These calls are not only stressful but can cause problems with your family, your job, and even your health. Many believe that there is nothing that can be done about the...
by John Skiba, Esq. | Dec 26, 2014 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Newsletter
The reality of it is, as much as we try to avoid it, there is a lot of pressure during the Christmas season, particularly on parents, to buy their kids their Christmas wishes – even if it means charging up the credit card more than was planned. This could mean...
by John Skiba, Esq. | Dec 24, 2014 | Newsletter
Just who you were hoping would finally wish you a Merry Christmas…your lawyer! I do want to take this opportunity to wish all of my clients and those who read my blog Happy Holidays and Merry Christmas. I truly hope that the New Year brings you happiness and...
by John Skiba, Esq. | Dec 16, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims, Newsletter
Recently ABC News did a report on a debt collector that violated federal law and ended up getting sued by a woman he was trying to collect against. The court awarded her $33,000 for violations of the Fair Debt Collection Practices Act (FDCPA). Many people that fall...
