by John Skiba, Esq. | Mar 5, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter, Podcasts, Self-Help Legal Services
T.M.I. – Too Much Information. People often put way too much unnecessary, and potentially harmful, information in their Answers. This is one of the biggest mistakes I see consumers make when they decide to draft their own Answer to a Debt Collection lawsuit....
by John Skiba, Esq. | Mar 2, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
It is the time of year when people are gearing up to get their taxes filed. Many will get a nice tax refund check and while what I am about to propose may be some of the least fun things you can do with a tax refund check, you might be surprised that you can wipe out...
by John Skiba, Esq. | Feb 26, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter, Podcasts
The job of a debt collector is to make you give them money. Debt collectors understand that if they can make you uncomfortable enough, whether it be through fear, embarrassment, or simply annoy unceasingly, that you will be more likely to cough up the dough. With...
by John Skiba, Esq. | Feb 24, 2015 | Newsletter, Podcasts
This may sound a little hippy-dippy of me, but in this episode I discuss the necessary mindset to finally deal with your overwhelming debt problems. Many people who are facing serious debt issues like foreclosure, debt collection lawsuits, and bankruptcy have been...
by John Skiba, Esq. | Feb 21, 2015 | Newsletter, Podcasts
In 2012 I launched the Consumer Warrior Podcast with the hope of being able to provide information and hope to people who are facing very difficult debt problems. Nearly two-and-half years later I have only released seventeen episodes and have been anything but...
by John Skiba, Esq. | Feb 17, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
It is almost as if they are watching you. Debt collectors seem to appear out of nowhere anytime something positive happens. While you may believe you are just unlucky and that you can’t seem to shake that grey cloud hanging over your head – the truth of...
