by John Skiba, Esq. | May 20, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Today I attended the 2015 Bankruptcy Leadership Summit in Nashville, Tennessee at the Dave Ramsey headquarters. In his introductory remarks this morning Dave Ramsey discussed his own bankruptcy that he filed years ago to stop debt collectors from taking the furniture...
by John Skiba, Esq. | May 12, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
It has baffled me for years. Time and again I see courts give junk debt buyer Midland Funding the benefit of the doubt when it comes to the trustworthiness of their “evidence” and the testimony of their witnesses at trial – despite the fact that...
by John Skiba, Esq. | May 1, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
When faced with a difficult situation it is comforting to know your options. If you have been sued by one of the junk debt buyers like Midland Funding, CACH, LLC, or Portfolio Recovery you are likely loosing a lot of sleep over what your options are and what, if...
by John Skiba, Esq. | Apr 25, 2015 | Debt Settlement, Newsletter
Settling debt is the process of negotiating with your creditors a payment less than the total amount owed. Often times people feel that as a person who is struggling to pay your bills that you are negotiating from a weaker position – after all you owe money and...
by John Skiba, Esq. | Apr 22, 2015 | Debt Collection Lawsuits, Newsletter, Podcasts
Recently I watched the documentary “Inside Job” that discusses the build up and collapse of the financial system in 2008. It reminded me a lot of the debt collection system and how it tends to chew up consumers who aren’t aware of the rules of the...
by John Skiba, Esq. | Apr 16, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
Like pesky mosquitos, I am seeing more and more debt collection lawsuits that are being filed by junk debt buyers where the total amount being sought is less than $1,000. And while a thousand bucks is a thousand bucks, in the realm of civil lawsuits it is an...
