by John Skiba, Esq. | Feb 11, 2016 | Bankruptcy, Foreclosure, Garnishment, Uncategorized
In most consumer bankruptcy cases most of the heavy lifting when it comes to the work involved is done prior to the actual filing of your bankruptcy documents with the bankruptcy court. Now that everything is ready to it is time to plan out when you are going to file...
by John Skiba, Esq. | Jan 9, 2016 | Collection Law Suits, Debt Collection Lawsuits, Garnishment, Wage Garnishment
Arizona has a default judgment problem. Every day I meet with families and individuals who have been notified that their wages are about to be garnished based upon a default judgment entered years ago that they didn’t even know existed, from a creditor whose...
by John Skiba, Esq. | Mar 11, 2015 | Garnishment, Newsletter, Podcasts, Wage Garnishment
One of the most misunderstood aspects of the debt collection process is knowing when a creditor can garnish your wages. Most families in the United States live paycheck to paycheck – meaning that an interruption in pay via a wage garnishment can create total...
by John Skiba, Esq. | Oct 20, 2014 | Bankruptcy, Chapter 7 Bankruptcy, Garnishment
Imagine losing a full quarter of your paycheck. Terrifying, right? That is what happens when wages are garnished in Arizona. After meeting with thousands of families over the last eleven years I have come to realize that there are a lot more of us living...
by John Skiba, Esq. | Oct 13, 2014 | Garnishment, Newsletter, Wage Garnishment
Here on my blog I have written nearly 350 articles on debt, bankruptcy, and debt collection lawsuits, but day in and day out the number one thing people read out of all of my articles are those on wage garnishment. Wage garnishment is a little different in each state...
by John Skiba, Esq. | Jan 25, 2014 | Chapter 7 Bankruptcy, Garnishment
Let’s face it. No one wants to file for bankruptcy. Even though many times bankruptcy is the solution we need, we put it off until one day we get hit with a wage garnishment, a debt collection lawsuit, a bank levy, or even foreclosure. Once a creditor takes...