by John Skiba, Esq. | Jul 11, 2011 | Foreclosure
When you suffer through financial difficulty that results in a short sale of a home, a foreclosure, or even a bankruptcy, the big question most people have is how such events will impact their ability to buy on credit again. In yesterday’s Arizona Republic newspaper,...
by John Skiba, Esq. | Jun 14, 2011 | Foreclosure
Much of the time I spend with clients is helping them understand the bankruptcy process. However, I do try and help clients understand the consequences of bankruptcy and in doing so one of the first questions I get is how many years must go by before it is possible...
by John Skiba, Esq. | Jun 2, 2011 | Chapter 7 Bankruptcy, Foreclosure
This past Monday new numbers on home values around the country were released that confirmed a “double dip” in housing prices, falling below the 2009 low. This is frustrating news for people in Arizona that have been holding on to their home, making the payment month...
by John Skiba, Esq. | May 14, 2011 | Chapter 13 Bankruptcy, Foreclosure
Many of my bankruptcy clients are also dealing with a foreclosure. Here in Arizona foreclosure rates have been at record levels for some time and the home values continue to drop. If you are like most, the value of your home is considerably less than what you owe. ...
