by John Skiba, Esq. | Feb 11, 2016 | Bankruptcy, Foreclosure, Garnishment, Uncategorized
In most consumer bankruptcy cases most of the heavy lifting when it comes to the work involved is done prior to the actual filing of your bankruptcy documents with the bankruptcy court. Now that everything is ready to it is time to plan out when you are going to file...
by John Skiba, Esq. | Sep 14, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Foreclosure
Almost daily I meet with families that have avoided filing for bankruptcy because they fear they will lose their home as part of the process. In this article I will discuss how you can know if your house will be put at risk by filing bankruptcy and discuss the...
by John Skiba, Esq. | Oct 4, 2011 | Chapter 7 Bankruptcy, Foreclosure
The other day in the Wall Street Journal there was an article about home owners who have lost their homes through foreclosure only to then be sued by the bank for the balance owed. During my bankruptcy consultations I often hear of families that have lost their home...
by John Skiba, Esq. | Sep 20, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Foreclosure
In Sunday’s newspaper they reported that nationwide there is expected to be an increase in the number of foreclosures. This not only impacts those families who are losing their homes but results in a continued downward trend in home values here in Arizona. If...
by John Skiba, Esq. | Jul 30, 2011 | Foreclosure
One of the most frequently asked questions about short sales is will the seller have to pay income or gift taxes on the amount of debt forgiven by the banks. Some sellers who do not retain an attorney never even know that is a possibility until they get a 1099 Form...
by John Skiba, Esq. | Jul 28, 2011 | Chapter 7 Bankruptcy, Foreclosure
As I wrote in a recent article, more than 50% of homes in Arizona are worth less than what is owed on them. This is leading many people to try and short sale their home. However, because of other debt issues, many people are also needing to file bankruptcy. When all...
