by John Skiba, Esq. | Sep 30, 2014 | Fair Debt Collection, FDCPA Claims
A common tactic used by debt collectors is to contact your friends, family or to call you at work. The debt collectors fully understand that this humiliates you and puts you in fear of losing your job. And because you want to avoid these things they hope you will...
by John Skiba, Esq. | Sep 29, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims
Despite popular belief that Americans are a litigious bunch always looking for a good lawsuit, I haven’t experienced this in my law practice in Arizona. Particularly when it comes to Fair Debt Collection Practices Act (FDCPA) violations by abusive debt...
by John Skiba, Esq. | Jun 30, 2014 | Collection Law Suits, Debt Collection Lawsuits, FDCPA Claims
I recently had a trial against a junk debt buyer that had an interesting twist that I thought could be helpful to those facing debt collection lawsuits from debt buyers like Midland Funding, Unifund, Portfolio Recovery, or one of the other many companies out there. In...
by John Skiba, Esq. | Jun 23, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims
I handle a lot of debt collection lawsuits where the party suing is not the original creditor. Debt buyers – companies that purchase large pools of charged off debt – often file a lawsuit soon after they allegedly acquire the accounts. Recently here in...
by John Skiba, Esq. | Jun 19, 2014 | Fair Debt Collection, FDCPA Claims
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that prohibits debt collectors from treating the people who they are attempting to collect from unfairly or with disrespect. Common violations of the FDCPA include verbal abuse and...
by John Skiba, Esq. | Jun 3, 2014 | Bankruptcy, Collection Law Suits, Debt Settlement, Fair Debt Collection, FDCPA Claims
The #1 thing married couples fight about is money. In fact, in a recent study conducted by Money Magazine, 70% of married couples argue about finances – more than household chores, togetherness, sex, snoring, and what’s for dinner. And this makes sense....