by John Skiba, Esq. | Dec 30, 2014 | Fair Debt Collection, FDCPA Claims, Newsletter
The first sign that you have fallen behind on your bills is the non-stop debt collection calls. These calls are not only stressful but can cause problems with your family, your job, and even your health. Many believe that there is nothing that can be done about the...
by John Skiba, Esq. | Dec 16, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims, Newsletter
Recently ABC News did a report on a debt collector that violated federal law and ended up getting sued by a woman he was trying to collect against. The court awarded her $33,000 for violations of the Fair Debt Collection Practices Act (FDCPA). Many people that fall...
by John Skiba, Esq. | Nov 19, 2014 | Collection Law Suits, Debt Collection Lawsuits, FDCPA Claims
I almost have my car paid off and last night I called into the bank to get some information on the payoff. I went through the normal hoops of providing them with account information and the last four digits of my social security number but the bank didn’t stop...
by John Skiba, Esq. | Nov 18, 2014 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
With increasing regularity I am seeing clients who initially are sued by a junk debt buyer like Midland Funding, Portfolio Recovery, or CACH, LLC turn the tables on the debt buyer and file a claim for violations of the Fair Debt Collection Practices Act (FDCPA). Debt...
by John Skiba, Esq. | Nov 3, 2014 | Fair Debt Collection, FDCPA Claims, Newsletter
After more than a decade in helping consumers with their debt problems I shouldn’t be surprised when I hear of some of the outrageous things debt collectors do. One would think that with all of the regulations out there and attorneys like me who make sure that...
by John Skiba, Esq. | Oct 22, 2014 | Bankruptcy, Debt Collection Lawsuits, Debt Settlement, FDCPA Claims, Newsletter
The other day I met with a family who was barely getting by – large family, large amount of debt, and underemployed for eighteen (18) months. For eighteen (18) months the husband had toiled at a job he was overqualified for, for pay that no-where near met their...