by John Skiba, Esq. | May 12, 2014 | Debt Settlement, Fair Debt Collection, FDCPA Claims
I have found that many people who are going through a financial crisis just accept the punishment inflicted upon them by abusive debt collectors. It is almost as if they believe that abusive debt collection is the price to pay for being unable to pay all of their...
by John Skiba, Esq. | May 10, 2014 | Fair Debt Collection, FDCPA Claims
Day in and day out for nearly 11 years I have met with families who are going through financial difficulties. Something that may be surprising, and a little disconcerting, is that there isn’t a certain “type” of person or certain career paths that...
by John Skiba, Esq. | May 8, 2014 | Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims
Social media can unravel your FDCPA claim or deep six possible defenses in your debt collection lawsuit faster than you say Facebook. It is easy to get a false sense of privacy when we are chatting away with family and friends in social media. But social media can be...
by John Skiba, Esq. | Oct 11, 2013 | Debt Collection Lawsuits, Fair Debt Collection
Before being sued by Midland Funding most don’t have a clue who this company is or why they being served with a lawsuit. Midland Funding is a debt buyer. Companies like Midland Funding, Portfolio Recovery Associates, CACH, LLC, and Cavalry SPV, purchase old...
by John Skiba, Esq. | Aug 2, 2012 | Debt Settlement, Fair Debt Collection
If you ever hope to get out of debt you must have a debt strategy. Worry alone will not change your situation. But before you can even put a debt strategy together, you need to really understand what your debts are, what type of debt you have, and what approach you...
by John Skiba, Esq. | Jul 12, 2012 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, Podcasts
Debt hurts. It hurts your pocket book. It hurts your relationships. It hurts your mental well being. It hurts your confidence. The price you pay for your debt is not only that monthly minimum payment on your credit card or the giant mortgage payment; the true...
