by John Skiba, Esq. | Sep 29, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims
Despite popular belief that Americans are a litigious bunch always looking for a good lawsuit, I haven’t experienced this in my law practice in Arizona. Particularly when it comes to Fair Debt Collection Practices Act (FDCPA) violations by abusive debt...
by John Skiba, Esq. | Aug 21, 2014 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection
I do a lot of trials in debt collection cases against debt buyers such as Midland Funding, Encore Capital, Portfolio Recovery, and Calvary SPV. A common tactic of these debt buying companies at trial is to bring up the issue that the defendant (you) never objected to...
by John Skiba, Esq. | Jun 23, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims
I handle a lot of debt collection lawsuits where the party suing is not the original creditor. Debt buyers – companies that purchase large pools of charged off debt – often file a lawsuit soon after they allegedly acquire the accounts. Recently here in...
by John Skiba, Esq. | Jun 19, 2014 | Fair Debt Collection, FDCPA Claims
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that prohibits debt collectors from treating the people who they are attempting to collect from unfairly or with disrespect. Common violations of the FDCPA include verbal abuse and...
by John Skiba, Esq. | Jun 3, 2014 | Bankruptcy, Collection Law Suits, Debt Settlement, Fair Debt Collection, FDCPA Claims
The #1 thing married couples fight about is money. In fact, in a recent study conducted by Money Magazine, 70% of married couples argue about finances – more than household chores, togetherness, sex, snoring, and what’s for dinner. And this makes sense....
by John Skiba, Esq. | May 27, 2014 | Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Podcasts
Financial difficulties can be all encompassing. The stress associated with not being able to pay your bills touches on everything from being able to pay for your kid’s schools lunch to wondering if your car is going to get repossessed – making it impossible for you...
