by John Skiba, Esq. | Jul 13, 2012 | Collection Law Suits, Debt Settlement
Did you know that most lawsuits settle well before they ever get to trial? In Arizona, the percentage of civil cases that actually go to trial is in the single digits. In fact, for attorneys that work as civil litigators it is becoming more and more difficult to get...
by John Skiba, Esq. | Jul 12, 2012 | Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, Podcasts
Debt hurts. It hurts your pocket book. It hurts your relationships. It hurts your mental well being. It hurts your confidence. The price you pay for your debt is not only that monthly minimum payment on your credit card or the giant mortgage payment; the true...
by John Skiba, Esq. | Jul 5, 2012 | Chapter 7 Bankruptcy, Debt Settlement
“I can’t believe it has come to this.” Often when I meet with people in the initial bankruptcy consultation they tell me that they are frustrated, embarrassed, and really in a state of disbelief that their debt situation has reached this point. If...
by John Skiba, Esq. | Jun 25, 2012 | Debt Settlement
If you have ever tried to settle a debt with a creditor you no doubt have experienced the frustration that comes with the realization that the process involves very little logic. It usually goes something like this: you owe a debt, you don’t have money to pay...
by John Skiba, Esq. | Jun 8, 2012 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Settlement, Wage Garnishment
Debt collectors and debt buyers file a lot of lawsuits. Tens of thousands annually here in Arizona alone. That is a lot of paper and a lot of lives that are being impacted. Each week I meet with numerous families who are in complete panic mode because they have...
by John Skiba, Esq. | Jun 1, 2012 | Debt Collection Lawsuits, Debt Settlement
Bankruptcy. The Great Equalizer. When I meet with clients that are dealing with a debt buyer lawsuit one of the first questions I ask them is if I am able to help them eliminate this one lawsuit, are there five more lurking out there ready to take its place? As...
