by John Skiba, Esq. | Jan 22, 2013 | Chapter 7 Bankruptcy, Debt Settlement
On a fairly regular basis I have people that come into my office who desperately need to file bankruptcy but hesitate in doing so because of their concern over damaging what they view as a strong relationship with their bank. They often say “I can’t do...
by John Skiba, Esq. | Nov 5, 2012 | Chapter 7 Bankruptcy, Debt Settlement, Podcasts
As I have said before, no one wants to file for bankruptcy. And because of that one of the first questions people ask me is if a debt settlement would be a better alternative to bankruptcy. In this episode of the Consumer Warrior podcast I discuss three questions...
by John Skiba, Esq. | Nov 3, 2012 | Bankruptcy, Debt Settlement
If you are thinking about bankruptcy you have no doubt thought about debt settlement. In this episode of the Consumer Warrior I go over the pros and cons of both bankruptcy and debt settlement and when each remedy is appropriate. I will go over the three questions I...
by John Skiba, Esq. | Aug 2, 2012 | Debt Settlement, Fair Debt Collection
If you ever hope to get out of debt you must have a debt strategy. Worry alone will not change your situation. But before you can even put a debt strategy together, you need to really understand what your debts are, what type of debt you have, and what approach you...
by John Skiba, Esq. | Jul 24, 2012 | Debt Collection Lawsuits, Debt Settlement, Podcasts
Week in Review New to this episode of the Consumer Warrior Podcast is the “Week in Review”. Each week in the podcast I will go over a legal issue raised in one of my cases or brought up by a client. Hopefully my answers can help you as you deal with your...
by John Skiba, Esq. | Jul 16, 2012 | Debt Collection Lawsuits, Debt Settlement, Podcasts
What if you lose? You got sued. Did your research. Presented your case. And the judge said tough beans, you lose, time to pay the piper (or debt buyer). Now what you do? While I have said time and time again that almost none of the debt collection lawsuits filed by...
