by John Skiba, Esq. | May 12, 2014 | Debt Settlement, Fair Debt Collection, FDCPA Claims
I have found that many people who are going through a financial crisis just accept the punishment inflicted upon them by abusive debt collectors. It is almost as if they believe that abusive debt collection is the price to pay for being unable to pay all of their...
by John Skiba, Esq. | Apr 2, 2014 | Debt Collection Lawsuits, Debt Settlement
The other day a client hired me to help them in fighting debt buyer Midland Funding. I drafted the Answer – the document that is submitted in response to the Complaint filed by Midland. I was reviewing it with the client and he responded that he was somewhat...
by John Skiba, Esq. | Jan 2, 2014 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement
Happy New Year! When this time of year rolls around I always tend look back on the prior year and ask myself if things are any different now than they were a year ago. Did I meet my goals? Have I improved my and my family’s situation? As with many of us I...
by John Skiba, Esq. | Oct 15, 2013 | Debt Collection Lawsuits, Debt Settlement
Often when I meet with clients who are dealing with Midland Funding debt collection lawsuit I can see the worry and exhaustion in their eyes. Many times here in Arizona people who get sued by Midland will try and represent themselves. Quickly they find out there is...
by John Skiba, Esq. | Jul 24, 2013 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
When it comes to Midland Funding lawsuits I am usually a big advocate of taking them head on and making them prove their case. But are there times when you should settle? First lets discuss what it means to settle. Settling a debt collection lawsuit means that you...
by John Skiba, Esq. | Apr 27, 2013 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Settlement
If you have read my blog at all you have likely read my mantra that “no body wants to file for bankruptcy”. Sometimes it is just flat out necessary. But how do you know if bankruptcy is the right choice? On more than one occasion I have met with families...
